The global payments provider, whose retail partners include JD Sports, Topshop and Moss Bross, will allow shoppers buying in-store with their smartphone to select payment options including deferring payment for up to 30 days or paying in three monthly instalments.

Shoppers will be able to access the payment technology at the till either by scanning a QR code or opening a payment link sent to their smartphone by email or SMS and selecting their preferred payment option.

The payment providers credit applications are completed in one minute on average, which Klarna says will “increases conversion and sales for the merchant” in store.